The iPhone was introduced 10 years ago and it changed the world forever. We will feel now insecure when we forget our smartphone at home, many of us fall asleep to and wake up to it, and we can’t imagine living without our mobile device. What will the next 10 years bring? Keep reading because we want to make sure you are prepared for the future. Big changes, bigger opportunities in digital banking for 2017. Great changes are happening in digital banking – innovations that will likely take shape in ways we may not expect or be able to plan for. To take advantage of coming innovation, we all must be ready to move quickly. What so many strategists get wrong about digital disruption "It may sound paradoxical, but in an environment of rapid change, sometimes trying to match that speed can backfire." My love-hate relationship with digital transformation. "Digital is not an ‘optional extra’ or an app bolted onto the side of the company strategy. We’re in the midst of the fourth industrial revolution — we’re experiencing a fundamental re-design of the way we consume, work and play. Digital is about the organizational system and how we think, act and collaborate." The truth about Blockchain. “Blockchain is a foundational technology: It has the potential to create new foundations for our economic and social systems. But while the impact will be enormous, it will take decades for blockchain to seep into our economic and social infrastructure. The process of adoption will be gradual and steady, not sudden, as waves of technological and institutional change gain momentum.” And, don’t miss out on our Blockchain White Paper. Just because you think you are a native, doesn't mean you are smarter. "The idea of digital ‘natives’ is as unevidenced and as socially and ethically noxious as any other form of nativism. It’s being used as an easy passport by bullshit artists looking to hoodwink the gullible. And being valued by those who do not know how to respond to change. We should be valuing curiosity, empathy, insight, energy, and adaptability. Not when we celebrate our birthdays."