Predicting the future has little value without understanding the driving forces behind the trends, subtle nuances that can be leveraged, and implications for both the people directly affected in the industry as well as others farther down the technological food chain. Over the past decade, Thomas Frey has built an enormous following based on his ability to develop accurate visions of the future and describe the opportunities ahead. Having started seventeen businesses himself, and assisted with the development of hundreds more, the understanding he brings to his audiences serves as a rare blend of reality-based thinking coupled with a clear-headed visualization of the world ahead. Before launching DaVinci Institute, Frey spent 15 years at IBM as an engineer and designer where he received over 270 awards, more than any other IBM engineer. He is also a past member of the Triple Nine Society. As Frey says: “The people of the world have an “unfinishable mandate” to continually stretch, grow, propagate, and master not only the world around us, but also the entire universe. The human race has a genetic pre-disposition for pushing the envelope, coloring outside the lines, and reaching for things that will forever be unreachable. As individuals, there will be some who are content to find inner peace and live a minimalist lifestyle. But as a race, we are driven by the need to make a difference, be admired for our accomplishments, and create moments of triumph in our otherwise pale existence. We have only taken the first step in a trillion mile journey. The next few steps, in my opinion, will be nothing short of spectacular.” Join your fellow human-centered time travelers at the Sheraton Grand at Wild Horse Pass in Chandler, Arizona, May 7 to 10, 2018 for THINK 18, the premier digital transformation conference for credit unions.