The Ideas phase of the THINK 16 Financial Longevity Challenge is over. Let the Feedback begin! We’ve generated more than 130 ideas from consumers, credit union innovators and your members – all around our central question, How might we create financial services that support the dreams and obligations of those 50 and older? We recommend you join the challenge and participate. It's worth your time. Just like the stories we curated this week for you: Stop blaming your culture: Start using it instead — to reinforce and build the new behaviors that will give you the high-performance company you want.  - What are the top 10 strategic priorities for banking in 2017? One might guess digitization and one is not wrong. Interestingly, not much appetite for partnerships with startups and not much strategic focus on security innovation. - You've heard of the Darknet but most likely you've never experienced it. Here's a good intro.: "Going forward, business leaders will need to think about darknet monitoring and analysis in a range of departments, from IT to legal to HR to marketing. As more corporations begin to take darknet issues seriously, information security firms dedicated to darknet analysis and monitoring will thrive and new business models will emerge to control, document, and react to threats either emerging from or facilitated by darknet technology. Business leaders take note: You live in interesting times."  Consider this: Who hurts marketing more, Gary Vaynerchuck or out-of-touch professors?  "Marketing risks reverting to the tactical, superficial and flashy stereotypical image it represented a quarter of a century ago."