The first Friday the 13^th of the year is always celebrated as “National Blame Someone Else Day.” It was invented by Anne Moelle of Clio, Michigan, in 1982. On this day, her alarm clock failed to go off, hence creating a domino effect of bad luck events throughout the day. We believe that when you blame others, you give up your power to grow. But we also believe that having one day to blame others might be a fun change of pace. No matter what, you can blame us for this assortment of curated links that discuss blockchain, the experience age, why users always choose the path of least resistance, why you should read one book about banking, and why leaders love simple answers.

• One thing is certain: We will talk a lot about blockchains in the months to come. Time to understand that almost everything you read about blockchain is wrong. "We're all used to hype, and we can forgive genuine enthusiasm for shiny new technologies, but many of the claims being made for blockchain are just beyond the pale."

• The Information Age is over; welcome to the Experience Age. "Our online and offline identities are converging, the stories we tell each other now start and end visually, and investments at every layer of a new stack are accelerating the development of experience-driven products. Taken together, these trends have cracked open the door for a new golden age of technology. It's an exciting time to be building."

• Users always choose the path of least resistance. "Instead of trying to maximize your engagement with users, minimize it. Focus on minimizing your impact on the user’s day. Start thinking of yourself as a utility, rather than a destination. It will transform your digital experience for the better."

• The book that will save banking from itself."A former governor of the Bank of England thinks we need to change the relationship between our banks and our society, and fast. Most of us would be better off if we took his advice." (This book will be reviewed in June on the THINK site.)

• Why we pick leaders with deceptively simple answers: "A growing amount of research shows that the more uncertainty we feel, especially about our identities, relationships, and future, the more vulnerable we are to the reassuring appeal of leaders peddling the simplest and most dangerous of narratives: We are good and they are evil.